Discover practical home budgeting tips to manage your money better. I share simple strategies to help you track expenses, save more, and reach your financial goals.
Paddleboarding is one of the most fun activities you can do at the beach or on a lake, and luckily, it is also quite a safe sport. If you like traveling to beaches and lakes, you need to get a paddleboard! But what is the best budget inflatable paddle board? Well, there is not a … Read more
I won’t lie. Starting in 2020, I began to make 5-figures a month. And I’m now doing pretty well with my business. And I’ve been doing a written monthly budget for well over a decade. But is a budget necessary if you have a high income? Here’s what I think: A budget is helpful no … Read more
My wife and I used to be broke, heavily in debt, and so far behind, we didn’t even think we could start budgeting. But when you’re broke, the key to getting ahead financially is learning how to budget money on a low income! Budgeting money on a low income starts with prioritizing expenses, cutting unnecessary … Read more
Trying to figure out how to budget when you don’t have enough money to pay the bills is tough! My wife and I have been there, and we figured out how to budget when you are broke. To budget when you’re broke, identify if you have an income, spending, and/or debt problem. Then prioritize bills, … Read more
There’s nothing worse than having a pile of bills and notices from collection companies and just not having enough money to pay them. Wondering what to do when I can’t pay my bills? If you can’t pay your bills, start by cutting all unnecessary expenses, prioritize bills from most to least important, delaying or reducing … Read more
I still remember when my wife and I were always broke. Luckily, we figured out how to stop running out of money every month. To stop running out of money each month, get on a written budget to track and reduce expenses. Temporarily stop contributions to kid’s college, savings, or retirement plans until you are … Read more
My wife and I have been doing a monthly budget for 10+ years. But I still recall in the early days how those irregular expenses would mess us up, and I remember wondering should I add occasional expenses to my budget? You should budget for all expenses including those which happen quarterly, annually, or even … Read more
Having only 2 family bank accounts is the norm; I get it. But a few years ago, my wife and I decided to try multiple bank accounts for budgeting. Using multiple bank accounts for budgeting allows for a greater level of organization between monthly bills (checking), emergency savings (savings account #1), saving all year for … Read more
Despite improvements in the economy, many people still struggle to provide for their families. With the typical family being 4 people, the top question is what is the best budget for a family of 4 making 60K? For a family of 4 making $60k a year, plan on: Spending no more than $220/week on groceries … Read more
Do you struggle to get ahead financially? Live paycheck to paycheck? Financial freedom means living the life of your dreams and having the financial flexibility to live life on your terms. But what are the keys to financial freedom? The keys to financial freedom are spending less than is earned, doing a monthly budget to … Read more