A property lien is essentially a claim on a property that is owned by someone who owes that person money. Most commonly a creditor or general contractor who did unpaid work would place a lien on the property to stake their claim. So if you’re in Texas, and have never done it, here’s how to … Read more
Filing for bankruptcy is an intimidating process and can take a toll on your finances, but it doesn’t have to be the end of the road. But with a low credit score, and likely facing other financial hardships, how long does it take to recover from bankruptcy? For those needing relief from debt quickly and … Read more
Have you recently gone through a bankruptcy filing and are now wondering how that’s going to affect your future purchases or living arrangements? And specifically, despite your credit score taking a dip, can you rent an apartment after bankruptcy? Most landlords will rent an apartment to someone who has filed either Chapter 7 or Chapter … Read more
It is no longer news that famous celebrities can go bankrupt too. But who are the most famous celebrities who went bankrupt? Here are a few of the most well-known: Willie Nelson Johnny Depp Mike Tyson Walt Disney Abraham Lincoln Lindsay Lohan Donald Trump But those are just a few. And their stories are fascinating! … Read more
There are different types of bankruptcy, and each chapter has its own wait time before you can apply again. However, people ask questions like, “How often can you file for bankruptcy in Michigan?” As a general rule, in Michigan, one may file for bankruptcy for an unlimited number of times. However, there is a waiting … Read more
Are you struggling with an old debt in Georgia? Are you unsure of your rights and what to do when contacted by a debt collector about the time-barred debt? If so, you may have wondered about the Georgia debt statute of limitations. The Georgia debt statute of limitations can range from 3 years up to … Read more
Divorce is one of the main reasons why people file for bankruptcy. After all, splitting debts, bills, and income can significantly alter the lifestyle of both people. But if you’re facing a financial challenge here’s what you should know about filing for bankruptcy after divorce. Generally speaking, filing for bankruptcy is more advantageous if done … Read more
Delinquent taxpayers may often think that removing a tax lien from their credit report is impossible. Luckily, state tax liens are a little easier to deal with than other types, so here’s how to remove state tax liens from a credit report. Review the lien information on the credit report Dispute any inaccurate information with … Read more
Many of us rely on credit cards or loans to get by. And if we don’t pay them back on time, we get dinged on our credit or even a judgment against us. But if you live in Florida, you may have wondered, how long does a credit card judgment last in Florida? While the … Read more
Are you struggling to keep your finances afloat? I struggled with debt and budgeting and financial mess until I started following Dave Ramsey. But what are the seven baby steps from Dave Ramsey? Here’s the quick rundown. Dave Ramsey’s Baby Steps are: Baby Step 1 – Put $1,000 in a starter Emergency Fund Baby Step … Read more