About Jeff Campbell

Jeff Campbell is an avid budgeter, penny pincher, father, and blogger. He currently runs 9 websites and 2 YouTube channels and helps over 400,000 people each and every month through his content.

My name is Jeff Campbell.  I’m in my early 50’s and live in Wimberley, TX (outside of Austin).

I’ve lived all over the country but we moved to Austin when I was 10, so I more or less consider that home, but I’ve also lived on both coasts and in the deep south.

I have 3 daughters, 2 of which are in their teenage years, and the other is a toddler.

My Experience in Personal & Business Finance and Work Story

I most recently worked as the Academy Director for Life Ki-do Martial Arts, running the business end of a large martial arts school with 2 primary and a few satellite locations, and was doing that since 2013.

In conjunction with the owners, I was responsible for tracking sales, expenses, profit, and loss, in addition to handling some of the marketing for the school as well as billing, customer service, and all minor repairs to the facility.

They have over 500 students all locations combined, so I have between my being a Dad and running the school, I have become an expert on parenting and interact with hundreds of parents and kids each and every week.

I left that job in September 2020 to go full-time blogging and YouTubing.


Prior to my most recent position, for most of the past 25 years, I worked in mid-level leadership positions for Whole Foods Market.

Over the decades with Whole Foods, I learned an enormous amount not only about running a large multi-million dollar business, but also all aspects of running a large facility; from hiring, firing, customer service, and detailed financial reporting.

But on top of that, I also learned a great deal about health, healthy eating, and food in general.

I know Whole Foods seems like a huge multi-national corporation now (especially since Amazon bought them), but believe it or not, there were only 5 stores in the company when I started.


This website is geared towards budgeting, paying off debt, saving money, earning money on the side, and personal finance in general.

Just know that I write about what I have done and am doing.

With regard to money handling and personal finance, I have been in charge of our family’s budget for well over a decade at this point!

Our family’s money hero is Dave Ramsey and we were lucky enough to meet him at his studio in Nashville.

Here I am (minus my newest Daughter and including my ex) hanging out with Dave Ramsey.

I first started budgeting, learning how to pay off debt and live on less than we earn while living in Dallas around 2007.

Ever since then, I’ve paid off over $60,000 in debt, sold a house we couldn’t afford, and paid off our cars (and traded down on cars).

Then we set about putting a financial path in place for our future that was sustainable. That included:

  • Putting together an emergency fund of about 4 months of our expenses
  • Started saving for retirement investing in mutual funds
  • Created college funds for our daughters 
  • Bought our dream home and have it fit our budget
  • I started the ultimate side hustle, which was this blog, in mid-2016 and will be able to go full-time blogging within the next 6-12 months

AND, I still make a written budget for our household each and every month that my wife and I stick to, agree to and use to make financial choices. I don’t have a degree in finance, but I learned at the school of hard knocks.

But I also spent more than 2 decades with Whole Foods Market where, as General Manager, I was responsible for store budgets, profit and loss in the millions of dollars taught me a great deal about finance.

I am a contributor to Bublup, and among my many personal finance contributions, you can check out the Ultimate Guide to Household Budgeting or How to Manage or Repair Your Credit Score.

In addition, I’ve been quoted by dozens of financial blogs and websites, from OppLoans to GoBankingRates, to GrowAcorns, to MagnifyMoney.

I was also interviewed on the Hack Your Wealth podcast, and on the Income School YouTube channel, which you can see here!

Going from $1000 to $10,000/mo Within 15 Months

Main profile picture courtesy of Michael Yelchen of Aristocrat Optix.

Jeffrey T Campbell

Jeff Campbell is a dedicated father to 3 amazing kids, an avid blogger, foodie, former leader for Whole Foods Market for 20+ years, would-be musician, and practicing martial artist. He currently runs 11 websites and helps over 500,000 people each and every month through his blog posts.

Email: jtlc512@gmail.com

Address: 9 Ridgewood Circle, Wimberley, Texas, 78676, USA

Gender: Male

Job Title: Founder and CEO