125 Motivational Money Quotes For Financial Well-Being

Money can be tricky to handle. Sometimes we need a little push to make smart choices. That’s why you can get a little help from motivational money quotes.

They’re like nuggets of wisdom about money from people who’ve figured it out.

I’ve gathered 125 inspirational quotes about financial well-being. They cover everything from saving to spending to earning. Some are from rich people who’ve had success. Others are from folks who learned the hard way about money.

These quotes can help put you on the right track with your finances. They might make you think differently about your bank account or savings accounts.

Remember, financial success isn’t just about having a lot of money. It’s about knowing how to take care of your money.

Whether you’re trying to build wealth or just make ends meet, there’s a good quote here for you. Let’s dive into these words of wisdom and see what we can learn!

125 Motivational Money Quotes

Here is a numbered list of 125 motivational money quotes in HTML format:

  1. “Money is power, and you ought to be reasonably ambitious to have it.” – Russell Conwell
  2. “Run for your life from any man who tells you that money is evil. That sentence is the leper’s bell of an approaching looter.” – Ayn Rand
  3. “When you realize money is your divine heritage, you should persist in claiming it.” – Catherine Ponder
  4. “Successful people make money. It’s not that people who make money become successful, but that successful people attract money. They bring success to what they do.” – Wayne Dyer
  5. “I’m tough, ambitious, and I know exactly what I want. If that makes me a bitch, okay.” – Madonna
  6. “Teamwork is so important that it is virtually impossible for you to reach the heights of your capabilities or make the money that you want without becoming very good at it.” – Brian Tracy
  7. “Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.” – Aristotle
  8. “A man with a surplus can control circumstances, but a man without a surplus is controlled by them, and often he has no opportunity to exercise judgment.” – Harvey Firestone
  9. “Wealth is the product of a man’s capacity to think.” – Ayn Rand
  10. “Formal education will make you a living. Self-education will make you a fortune.” – Jim Rohn
  11. “The real source of wealth in this new era is not material things. It is the mind, the human spirit, the human imagination, and our faith in the future.” – Steve Forbes
  12. “Money never starts the idea; it is the idea that starts the money.” – William Cameron
  13. “Old men are always advising young men to save money. That is bad advice. Don’t save every nickel. Invest in yourself.” – Henry Ford
  14. “A wise man should have money in his head, but not in his heart.” – Jonathan Swift
  15. “Wealth flows from energy and ideas.” – William Feather
  16. “Every person who gets rich by creation opens a way for thousands to follow—and inspires them to do so.” – Wallace Wattles
  17. “I don’t make deals for the money. I’ve got enough, much more than I’ll ever need. I do it to do it.” – Donald Trump
  18. “An investment in knowledge always pays the best interest.” – Benjamin Franklin
  19. “To acquire money requires valor, to keep money requires prudence, and to spend money well is an art.” – Berthold Auerbach
  20. “If you’re saving, you’re succeeding.” – Steve Burkholder
  21. “A penny saved is a penny earned.” – Benjamin Franklin
  22. Time well-spent results in more money to spend, more money to save, and more time to vacation.” – Zig Ziglar
  23. “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.” – Jack Benny
  24. “More people should learn to tell their dollars where to go instead of asking them where they went.” – Roger Babson
  25. “Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.” – Will Rogers
  26. “Many folks think they aren’t good at earning money, when what they don’t know is how to use it.” – Frank A. Clark
  27. “The way to stop financial joyriding is to arrest the chauffeur, not the automobile.” – Woodrow Wilson
  28. “Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris
  29. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
  30. “Wealth consists not in having great possessions, but in having few wants.” – Epictetus
  31. “Money doesn’t buy elegance. You can take an inexpensive sheath, add a pretty scarf, gray shoes and a wonderful bag, and it will always be elegant.” – Carolina Herrera
  32. Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden
  33. “Frugality includes all the other virtues.” – Cicero
  34. “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke
  35. “Money is usually attracted, not pursued.” – Jim Rohn
  36. “There is no monopoly on becoming a millionaire. If you’re jealous of those with more money, don’t just sit there and complain—do something to make more money yourself.” – Gina Rinehart
  37. “Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.” – Will Robinson
  38. “At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.” – Brian Tracy
  39. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.” – Tim Ferriss
  40. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” – Dave Ramsey
  41. “It is not the man who has too little, but the man who craves more, that is poor.” – Seneca
  42. “Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” – Norman Vincent Peale
  43. You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey
  44. “Wealth, after all, is a relative thing since he that has little and wants less is richer than he that has much and wants more.” – Charles Caleb Colton
  45. “My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.” – Steve Jobs
  46. “Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.” – Benjamin Franklin
  47. “It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.” – George Lorimer
  48. “Know what you own, and know why you own it.” – Peter Lynch
  49. “I’m not that lazy, but I don’t need that much money. I lead a fairly simple life.” – Karl Pilkington
  50. “Money may not buy happiness, but it can damn well give it!” – Freddie Mercury
  51. Success is not just making money. Success is happiness. Success is fulfillment; it’s the ability to give.” – Adam Neumann
  52. “Let us not be satisfied with just giving money. Money is not enough, money can be got, but they need your hearts to love them. So, spread your love everywhere you go.” – Mother Teresa
  53. “Making money is a happiness. Making other people happy is a super-happiness.” – Muhammad Yunus
  54. “For me, money is not my definition of success. Inspiring people is a definition of success.” – Kanye West
  55. “Greed is not a financial issue. It’s a heart issue.” – Andy Stanley
  56. “The trick is to stop thinking of it as ‘your’ money.” – IRS auditor
  57. “What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us.” – Julia Cameron
  58. “If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know and start charging for it.” – Kim Garst
  59. “Fortune sides with him who dares.” – Virgil
  60. “Never confuse the size of your paycheck with the size of your talent.” – Marlon Brando
  61. “Do what you love and the money will follow.” – Marsha Sinetar
  62. “Live like you’ll die tomorrow, work like you don’t need the money, and dance like nobody’s watching.” – Bob Fosse
  63. “I’m not motivated by money or power or fame. In the end, it doesn’t bring much happiness. The only thing that is driving me is self-satisfaction, self-validation.” – William Clay Ford, Jr.
  64. “A treasure is to be valued for its own sake and not for what it will buy.” – Graham Greene
  65. “There are people who have money and people who are rich.” – Coco Chanel
  66. “A wise person should have money in their head, but not in their heart.” – Jonathan Swift
  67. “I don’t want to make money. I just want to be wonderful.” – Marilyn Monroe
  68. “Time is more value than money. You can get more money, but you cannot get more time.” – Jim Rohn
  69. “All the money in the world can’t buy you back good health.” – Reba McEntire
  70. “Friends and good manners will carry you where money won’t go.” – Margaret Walker
  71. “For I don’t care too much for money, for money can’t buy me love.” – The Beatles
  72. “The real measure of your wealth is how much you’d be worth if you lost all your money.” – Anonymous
  73. “Too many people measure how successful they are by how much money they make or the people that they associate with. In my opinion, true success should be measured by how happy you are.” – Richard Branson
  74. “Money is a terrible master but an excellent servant.” – P.T. Barnum
  75. “The stock market is filled with individuals who know the price of everything, but the value of nothing.” – Philip Fisher
  76. “I’m a great believer in luck, and I find the harder I work the more I have of it.” – Thomas Jefferson
  77. “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson
  78. “If you think nobody cares if you’re alive, try missing a couple of car payments.” – Earl Wilson
  79. “Dogs have no money. Isn’t that amazing? They’re broke their entire lives. But they get through. You know why dogs have no money? … No pockets.” – Jerry Seinfeld
  80. “Time is money. Wasted time means wasted money means trouble.” – Shirley Temple
  81. “I am having an out of money experience.” – Unknown
  82. “The key to money is to stay invested.” – Suze Orman
  83. “If you make meaning, you’ll make money.” – Guy Kawasaki
  84. “Making money is art and working is art and good business is the best art.” – Andy Warhol
  85. “Rule No. 1: Never lose money. Rule No. 2: Never forget rule No.1.” – Warren Buffett
  86. “I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.” – Warren Buffett
  87. “If you would be wealthy, think of saving as well as getting.” – Benjamin Franklin
  88. “Expect the best. Prepare for the worst. Capitalize on what comes.” – Zig Ziglar
  89. “Money grows on the tree of persistence.” – Japanese proverb
  90. “Debt is one person’s liability, but another person’s asset.” – Paul Krugman
  91. “Debt is a social and ideological construct, not a simple economic fact.” – Noam Chomsky
  92. “Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.” – Ogden Nash
  93. “Interest on debts grows without rain.” – Yiddish Proverb
  94. “Creditors have better memories than debtors.” – Benjamin Franklin
  95. “Debt is normal. Be weird.” – Dave Ramsey
  96. “It is thrifty to prepare today for the wants of tomorrow.” – Aesop
  97. “One of the greatest disservices you can do a man is to lend him money that he can’t pay back.” – Jesse Jones
  98. “Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Henry Wheeler Shaw
  99. “I feel that luck is preparation meeting opportunity.” – Oprah Winfrey
  100. “You can’t always visualize the reward, but you can believe in the sacrifice if the vision is strong enough.” – Don Connelly
  101. “Do not focus on money, instead focus on a problem that needs to be solved for the world. Money will follow you as a bi-product.” – Manoj Arora
  102. “Money won’t create success, freedom to make it will.” – Nelson Mandela
  103. “You don’t need to raise money. You need to be smart and be focused.” – Mark Cuban
  104. “If you lose money you lose much, if you lose friends you lose more, if you lose faith you lose all.” – Eleanor Roosevelt
  105. “When you understand that your self-worth is not determined by your net-worth, then you’ll have financial freedom.” – Suze Orman
  106. “Wealth is the ability to fully experience life.” – Henry David Thoreau
  107. “The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
  108. “More important than the how we achieve financial freedom, is the why. Find your reasons why you want to be free and wealthy.” – Robert Kiyosaki
  109. “Your economic security does not lie in your job; it lies in your own power to produce—to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.” – Stephen Covey
  110. “Pursuing your passion is fulfilling and leads to financial freedom.” – Robert G. Allen
  111. “Working because you want to, not because you have to, is financial freedom.” – Tony Robbins
  112. “The best thing money can buy is financial freedom.” – Rob Berger
  113. “How little a thing can make us happy when we feel that we have earned it.” – Mark Twain
  114. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
  115. “It is not the man who has too little, but the man who craves more, that is poor.” – Seneca
  116. “Wealth consists not in having great possessions, but in having few wants.” – Epictetus
  117. “The individual investor should act consistently as an investor and not as a speculator.” – Ben Graham
  118. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
  119. “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.” – Jack Benny
  120. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” – Dave Ramsey
  121. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
  122. “Money is a terrible master but an excellent servant.” – P.T. Barnum
  123. “The speed of your success is limited only by your dedication and what you’re willing to sacrifice.” – Nathan W. Morris
  124. “Don’t think money does everything or you are going to end up doing everything for money.” – Voltaire
  125. “You can be young without money, but you can’t be old without it.” – Tennessee Williams

a woman on a yacht sailing along the Amalfi coast with a huge smile on her face

Final Thoughts

Money matters, but it’s not everything. These motivational quotes remind us of that.

They show us that financial success is about more than just having a big bank account. It’s about how we think about money and use it.

Rich people and poor people often think differently about money. These inspirational quotes can help us all get on the right track.

Remember, the most important thing isn’t the mere possession of money. It’s how we use it to improve our lives and help others.

Savings accounts are great, but they’re not the only real security. True security comes from knowledge and good habits. These quotes teach us the old-fashioned way of taking care of our money. Sometimes, that’s the best way.

Whether you have a lot of money or a little, there’s a good quote here for you. Use these words to guide your financial choices.

Let these motivational quotes inspire you. They can help you build the financial well-being you want and deserve.

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