Some people get into blogging just to have an outlet for their opinions. But many, myself included, do it to earn a full-time living. But we have to start somewhere, so how long does it take to make $500 per month blogging? As a general rule, it takes about 8-12 months to make $500 per … Read more
It can be a really exciting time when you’ve decided to move in together. But if you’re not married, do you combine finances or get a joint bank account? And how do you split expenses when living together? Here’s what I’ve learned over the years: When living together but not married, ideally split rent and … Read more
Confused about the home buying process? Have no idea how much you can afford? Want to make sure you don’t buy a lemon? Let’s review all the steps to buying a house for the first time. The steps to buying a house for the first time include: 1. Start the process 3-6 months out 2. … Read more
Financial infidelity is a real thing. And just like other kinds of infidelity, it can ruin a marriage. But if you were the one that did it, how do you apologize for financial infidelity? Apologize for financial infidelity by admitting it to your spouse as quickly as possible. It is always better to admit to … Read more
I won’t lie. Starting in 2020, I began to make 5-figures a month. And I’m now doing pretty well with my business. And I’ve been doing a written monthly budget for well over a decade. But is a budget necessary if you have a high income? Here’s what I think: A budget is helpful no … Read more
Are you struggling to keep your finances afloat? I struggled with debt and budgeting and financial mess until I started following Dave Ramsey. But what are the seven baby steps from Dave Ramsey? Here’s the quick rundown. Dave Ramsey’s Baby Steps are: Baby Step 1 – Put $1,000 in a starter Emergency Fund Baby Step … Read more
I first heard Chris Hogan speak at a conference several years ago. At the time, I was already a big Dave Ramsey fan. But recently I went to find Chris Hogan on Dave’s website and he wasn’t there. So, why is Chris Hogan not with Dave Ramsey anymore? Here’s what I discovered: Chris Hogan ceased … Read more
Investing. Whether for retirement or building a nest egg, it scares most people. Learning to invest in mutual funds just requires learning a few basic terms, signing up for an online broker program, and starting with as little as $100. Everyone knows they should be investing for their retirement or to generate extra income. But … Read more
Many new parents don’t think of their kids going to college when they are first born. But that’s actually the BEST time to get started saving for it. That way, you and they can avoid those dreaded student loans. But there’s a lot of options, so what type of college savings account is best for … Read more
My wife often used to spend money without talking to me, leading to overdraft fees. We struggled for years until I made 1 change. So if you’ve wondered, here’s how to get your spouse to stick to a budget: To get your spouse to stick to a budget, don’t blame or hurl accusations. A couple … Read more